What does car surveyor do in the claims process?!

Just realized that when an accident happened and during the claim process, the surveyor hired by the insurer does not do anything useful. They just check whether are the damages justifiable and is that damaged part covered by insurer. The car surveyor doesn't even analyzes is the damage really caused by what's written on your statement or third party statement. I really wonder how useful is their role and do they deserved to be paid so much and inflate our insurance premiums and claims amounts. >:(

ERP record at $6 dollars!

As if the costs of owning a car is not high enough, we are slapped with higher ERP fees. I wonder, is increasing the entry fee effective, especially when the roads are still as crowded as ever during peak hours. Surely there must be other solutions that can be explored and discussed, rather than using ERP fee hikes to try to curb traffic. 

Elderly Drivers Car Insurance Premium Going Up

With the recents complaints and feedback from the age group of above 60 drivers, we may soon see lower car insurance premiums or policies altered to fit this category of drivers. Although this group may react slower compared to younger drivers, they may also drive slower and unlikely for them to speed or drive recklessly. Hope to see lower and adjusted premiums soon as everyone of us get old as a matter of time!